moneymarketrates

Money Market Rates - How to Figure the APY on a Savings Account?

Basically having saving account are financial products that bank offers their clients in order to raise working capital, but we need to be aware about money market rates. We all know that saving account companies do offer modest interest rate as a way to attract savers. Lots of people who want to have an account, so that they can use ATM cards, because basically ATM can be use in every ATM machine outlet.

How to figure the APY on a savings account rates? First of all you need to determine the annual rate and the compounding method of the saving account. Then you need to use the APY formula to calculate the APY using the annual rate methods. The 2nd thing that you are going to perform is to use a different formula for large values. Don't forget to contact the bank offering the saving account and inquire about APY as well.

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